Generated by All in One SEO Pro v4.9.10, this is an llms.txt file, used by LLMs to index the site. # MCI & Associates Accountants, Tax Returns, GST ## Sitemaps - [XML Sitemap](https://mcia.co.nz/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Getting Succession Right and being Tax-Smart](https://mcia.co.nz/getting-succession-right-and-being-tax-smart/) - For many business owners, whether you’re running a farm, a commercial business, or something else, your business represents your hard work, sacrifice, and commitment. It’s not just how you earn a living, it’s part of your identity, and often something you hope to pass on. While succession is something many business owners think about, too - [MCI & Associates:  A Client‑Focused & Community‑Driven Firm](https://mcia.co.nz/mci-associates-a-client-focused-community-driven-firm/) - [et_pb_section admin_label=”section”] [et_pb_row admin_label=”row”] [et_pb_column type=”4_4″][et_pb_text admin_label=”Text”]MCI & Associates Ltd is a proudly locally owned accountancy and advisory practice with offices in Dannevirke and Pahiatua, serving individuals, families, and businesses across the wider Tararua region. Built on long‑standing relationships and a deep understanding of the communities it serves, the firm delivers practical, accessible, and client‑centered - [Cashflow in the Quieter Months](https://mcia.co.nz/cashflow-in-the-quieter-months/) - As winter sets in, cashflow often becomes a bigger focus for rural businesses and families across the district. June is a time when things naturally tighten up. Costs continue as usual, while income can slow down or become less predictable. Even businesses that are doing ‘okay’ on paper can find the lack of cashflow uncomfortable. - [From Hobby to Hustle](https://mcia.co.nz/from-hobby-to-hustle/) - With the cost-of-living biting and many of us tightening the belt, more and more people around the region are turning their skills into side hustles - home baking, fencing jobs, craft stalls, gardening, small repairs. It usually starts the same way - someone asks, you say yes, and before long you’re receiving regular orders and - [End of Tax Year Planning](https://mcia.co.nz/end-of-tax-year-planning/) - With the financial year end here for many businesses, now is a good time to utilise some relatively simple tax planning tools to minimise your end costs. Prepaying Expenses If you prepay certain expenses before balance date a tax deduction is available in that tax year. These expenses include stationery, postage and courier charges, vehicle - [Interest Deductibility on Residential Rentals](https://mcia.co.nz/interest-deductibility-on-residential-rentals/) - What Property Investors Need to Know New Zealand’s residential property tax landscape continues to evolve, and has involved significant recent change for landlords. Interest deductibility on residential investment properties is now fully restored to 100%, reversing the phased‑out restrictions introduced under previous government. This change sits alongside two other important rules that will remain in - [When Errors are Made](https://mcia.co.nz/when-errors-are-made/) - Tax compliance can be complex, and there is often a lot to manage and get right. It is therefore inevitable that from time-to-time mistakes will happen. When these moments occur the question then becomes “what do we do?”. Inland Revenue requires taxpayers to make a correct assessment of their tax liability when a tax return - [When is a Motor Vehicle subject to FBT?](https://mcia.co.nz/when-is-a-motor-vehicle-subject-to-fbt/) - A common complaint about Fringe Benefit Tax (FBT) is that it is too complex, particularly when it comes to motor vehicles, which becomes a point of frustration given it is one of the most commonly provided benefits. This is borne out by how common it is for mistakes to be identified during an Inland Revenue - [Schedular Tax Activity by Inland Revenue](https://mcia.co.nz/schedular-tax-activity-by-inland-revenue/) - The schedular tax regime falls under the PAYE rules and typically applies to require tax to be withheld from self-employed individuals if they perform certain types of work, such as modelling or shearing. On its website Inland Revenue have noted non-compliance has been identified within the horticulture industry in relation to contractors not meeting their - [Charities Review](https://mcia.co.nz/charities-review/) - Currently, charities in NZ are broadly exempt from income tax. This is a choice that ‘we’ as a society have made. It is centered on the view that if an organisation is established for a charitable purpose, then ‘we’ should support that organisation and maximise the resources it has available to achieve its purposes. There - [Tax Pooling](https://mcia.co.nz/tax-pooling/) - Most people have heard of “tax pooling”. But it is common for people to say they have heard of it “but, I don’t really get it”. Here is an explanation of tax pooling. For the purposes of provisional tax and tax obligations generally, a fundamental aspect is the “effective date” of a tax credit. This - [Trust Disclosure Review](https://mcia.co.nz/trust-disclosure-review/) - From the 2021-2022 income years onwards, the Inland Revenue (IRD) introduced increased disclosure requirements for trusts. The increased disclosure requirements were aimed at supporting the Commissioner’s ability to evaluate compliance with tax rules, develop tax policy, and assist with understanding and monitoring the use of trust structures and entities. In effect, it appeared as though - [Investment Boost](https://mcia.co.nz/investment-boost/) - On 22 May 2025, as part of the 2025 Budget, the Government introduced a new tax incentive called the ‘Investment Boost’, aimed at encouraging capital investment. It allows an immediate upfront deduction for 20% of the cost of an eligible asset. The new legislation applies from 22 May 2025. The Investment Boost applies to a - [Feedback from Charitable Sector](https://mcia.co.nz/feedback-from-charitable-sector/) - On 24 February 2025, Inland Revenue released an Officials’ Issues Paper titled Taxation and the not-for-profit sector. The paper sought feedback on several potential areas including the taxation of charity-run businesses, the treatment of donor-controlled charities and long-standing exemptions that may no longer be fit for purpose. It marked the beginning of what could have - [The Big and the Beautiful](https://mcia.co.nz/the-big-and-the-beautiful/) - Over the past few months President Donald Trump’s “One Big Beautiful Bill Act” received quite a bit of attention before it was passed on 4 July 2025 - but why the fuss? The key business facing elements included: 100% first-year deduction for U.S. spending on factories, data-centre hardware and other “qualified production property,” plus a - [Taxing the Sun](https://mcia.co.nz/taxing-the-sun/) - If you or your friends or neighbours have solar panels on the roof of their home it is likely the excess electricity is being sold back to the retailer for a credit on the bill. It is also likely that not much thought has been given to whether that ‘credit’ is actually taxable, however Inland - [IRD Interest Rates](https://mcia.co.nz/ird-interest-rates/) - There are certain topics that we enjoy being cynical about. The speed at which oil companies increase their price at the pump when the price of crude increases versus the speed at which it drops when the price of crude decreases. Or similarly, how quickly banks increase interest rates when the OCR increases, versus reducing - [FBT Changes](https://mcia.co.nz/fbt-changes/) - Earlier this year, Inland Revenue (IRD) released an officials’ issues paper titled “Fringe Benefit Tax – Options for Change”. The paper sought feedback on potential reforms to the FBT regime. The most notable proposals related to the application of FBT to motor vehicles, particularly utes. In the May 2025 Budget, the Government signalled support for - [Tougher Debt Stance from Inland Revenue](https://mcia.co.nz/tougher-debt-stance-from-inland-revenue/) - Over the last six to twelve months Inland Revenue (IRD) has been taking a firmer stance when it comes to collecting overdue tax. This is in the form of increased liquidation action and enforced withdrawals directly from a taxpayer’s bank account. Given the potential for IRD to take action it is more important than ever - [Don't Forget the Risk from Within](https://mcia.co.nz/dont-forget-the-risk-from-within/) - Online scammers and phishing attacks have become extremely sophisticated lately. Hence, it is understandable that we are constantly warned to be vigilant and on the lookout for the next attack. But as focus shifts to looking outside the organisation, an eye needs to be kept on what is going on within the organisation. Internal fraud - [Crypto Gains and Tax Pains](https://mcia.co.nz/crypto-gains-and-tax-pains/) - Cryptocurrency may feel new and digital, but in the eyes of Inland Revenue, it has been taxable for some time. As more New Zealanders buy, sell, and use cryptocurrency, tax rules have become clearer, and from April 2026, crypto transactions will be far more visible to Inland Revenue than previously. Inland Revenue classifies cryptocurrencies as - [Following Those Dreams and Ambitions](https://mcia.co.nz/lets-talk-following-those-dreams-and-ambitions/) - Have you ever thought about breaking free from the 9-to-5 routine? Maybe it’s that business idea you can’t stop thinking about, or a vision you’ve been waiting for the “right time” to start. Launching your own business is bold and exciting; it’s hard work and it’s rewarding. However, it can also feel daunting. You don’t - [2026 Proposed Payroll & Leave Changes](https://mcia.co.nz/2026-proposed-payroll-leave-changes/) - The government has recently announced changes to the current Holidays Act. These changes aim for a simpler and more workable legislation than exists in the current Holidays Act 2003. Proposed is a change from the gross earnings formula to a more straightforward model. The proposed new employment leave legislation is looking to replace the current - [New Tax Incentive to Boost Productivity](https://mcia.co.nz/new-tax-incentive-to-boost-productivity/) - New Zealand’s productivity is lagging — we are ranked 31st out of 38 OECD countries for labour productivity. To help close that gap, Budget 2025 introduced a new tax incentive – Investment Boost – aimed at encouraging businesses to invest in new assets and modernise their operations. One major barrier to investment has been the - [R&M or Capital?](https://mcia.co.nz/rm-or-capital/) - In the past year, Inland Revenue has increased its audit activity after a period of subdued activity that stretched from before the Covid-19 pandemic. As their activity has increased, it has been interesting to see what areas they are focusing on. Observation suggests that one of those areas is the classic capital / revenue boundary. - [A good PIE](https://mcia.co.nz/a-good-pie/) - A Portfolio Investment Entity (PIE) is a type of investment vehicle that is able to pay tax on behalf of its investors, and depending on the ‘prescribed investor rate’ chosen, the tax liability on the income is able to be capped at 28%. This can be a material benefit to investing in a PIE - - [Inland Revenue Scrutiny](https://mcia.co.nz/inland-revenue-scrutiny/) - Imagine you are pulled over by a police officer and asked “Were you speeding?”, however, your speedo is broken, so you’re actually not sure. That is how it can feel when Inland Revenue (IRD) notifies you of an audit or investigation. On the one hand you know it is ‘part and parcel’ of doing business, - [Uncertainty and Risk in Business](https://mcia.co.nz/uncertainty-and-risk-in-business/) - In the world of business, uncertainty and risk are ever-present. Uncertainty involves unpredictable events, like geopolitical changes, where outcomes are hard to quantify. Risk, on the other hand, refers to measurable potential losses, such as market swings and loss of clients. For New Zealand businesses, these challenges are intensified by the country's reliance on exports, - [Starting out in Business](https://mcia.co.nz/starting-out-in-business/) - Creating a new business or purchasing an existing one? Exciting and daunting, common feelings when embarking on a business ownership journey. Whether it be starting from scratch or purchasing an established business, early decisions and great planning can shape long-term success. Here are a few key considerations to help you get started. Early on, surround - [Business Ownership](https://mcia.co.nz/business-ownership/) - Change in business ownership at some point, is inevitable for most. A first step to progressing this direction is accepting the need for it, then building a plan to support the change. A recent Rabobank report highlights more than half of New Zealand’s farm and orchard owners will reach the age of 65 in the - [Business Budgeting](https://mcia.co.nz/lets-talk-business-budgeting/) - How many times have you popped to the supermarket without a list, just to “grab a few things”, only to come out with a full trolley, having spent much more than you anticipated? Running your business without setting a budget can lead down a similar path. A business budget doesn’t need to be a concrete - [Australian Budget](https://mcia.co.nz/australian-budget/) - With the New Zealand Budget released on 22 May 2025, it is worth looking over the ditch and seeing whether the grass in Australia is greener as a result of their Budget that was released on 25 March 2025. A tax cut was introduced for individuals. The rate applying to income between AU$18,201 to AU$45,000 - [Navigating Insurance Proceeds and Tax](https://mcia.co.nz/navigating-insurance-proceeds-and-tax/) - When the unexpected happens — a fire, flood, or major equipment failure — insurance proceeds can provide some welcome relief. However, from a tax perspective, how that payment is treated isn’t always as simple as it first appears. While many businesses instinctively classify insurance proceeds as taxable income, this is not always necessary. Applying the - [Rural Accounting](https://mcia.co.nz/rural-accounting/) - As New Zealand's rural economy evolves, farm accounting is no longer just about tax returns. In 2025, rural accounting now plays an essential role in sustainability, succession, and strategic decision-making. Here are some key considerations for farmers and rural businesses. Environmental Compliance & Emissions Reporting New environmental regulations mean farms must now account for their - [End of Tax Year Planning](https://mcia.co.nz/lets-talk-end-of-tax-year-planning/) - With the financial year end here for many businesses, now is a good time to utilise some relatively simple tax planning tools to minimise your end costs. Prepaying Expenses If you prepay certain expenses before balance date, a tax deduction is available in that tax year. These expenses include stationery, postage and courier charges, vehicle - [More than Accounting and Tax](https://mcia.co.nz/more-than-accounting-and-tax/) - Accountants and tax professionals focus on helping clients understand how their business is performing and to assist them in meeting their tax compliance obligations. Although tax compliance and the importance of getting things right is important, it is appreciated that the internal priorities of clients are more complex. In a country dominated by small and - [Paying for Flu Vaccinations](https://mcia.co.nz/paying-for-flu-vaccinations/) - Flu vaccinations are exempt from fringe benefit tax (FBT) if they are provided to employees either through a clinic set up on work premises, or where a voucher is given to the employee to use at their doctor or another clinic. This is because the vaccination falls under a specific exemption targeting a health and - [PAYE and Personal Grievances](https://mcia.co.nz/paye-and-personal-grievances/) - Although not desirable, it is not unusual for an employee to raise a personal grievance with their employer. Section 123 of the Employment Relations Act 2000 (ERA) provides for a number of remedies where an employee has a personal grievance. If an employee suffers humiliation, loss of dignity, or injury to feelings one remedy is - [ACC Cover & Levies](https://mcia.co.nz/lets-talk-acc-cover-levies/) - What would happen to your business if you suffered an unfortunate event and became incapacitated? Would your current ACC or private insurance cover your replacement employment costs, enabling your business to continue to function with your absence? Would the business be able to pay you enough to cover your day-to-day expenses? To many people, ACC - [The Depreciable Asset](https://mcia.co.nz/the-depreciable-asset/) - The depreciation rate for non-residential buildings has been reduced to 0%, effective from the 2024 / 25 income year. However, commercial fit-out remains depreciable. This makes the distinction between the two important because it is the difference between not being able to deduct any depreciation as a tax deductible expense and depreciation on a good proportion - [Inland Revenue’s Long Term Insights Briefing](https://mcia.co.nz/inland-revenues-long-term-insights-briefing/) - Inland Revenue has commenced consultation on what topic should be covered in its next Long-Term Insights Briefing (LTIB). Inland Revenue, like other government departments, is required to produce a LTIB once every three years. The purpose of an LTIB is to identify and explore long-term issues to help plan for the future. Initial work has - [FBT and Home to Work Travel](https://mcia.co.nz/fbt-and-home-to-work-travel/) - A common complaint made by employers is that the amount of time it takes to meet their FBT obligations is disproportionate to the amount of tax it actually generates. This frustration is arguably borne out in the number of mistakes that are often made when calculating the amount of FBT payable. A good example is - [Trusts – The Big Picture](https://mcia.co.nz/trusts-the-big-picture/) - For some, the increase in the trust tax rate from 33% to 39% has prompted them to ask the question – should we wind up our trust? Rather than looking at the purpose of having a trust with a narrow tax lens, it may be of benefit to consider your circumstances more broadly and ask - [Market Timing](https://mcia.co.nz/market-timing/) - With share investments it can be tempting to try to time the market, however, naturally there are consequences for timing this ‘wrong’. Not only do you need to determine the ‘right’ day to buy, but also the right time to sell. This is something that even experts are not always able to predict accurately. The - [Protect Your Reputation](https://mcia.co.nz/protect-your-reputation/) - Over the last 18 months there have been a number of businesses fall over – which in and of itself has not been surprising given the recent economic climate. However, one element that serves as a warning for us all is the flow on effect of those failures. Not just in a tangible sense, where - [Cash Flow in Business](https://mcia.co.nz/cash-flow-in-business/) - In the world of business, cash flow is king. It’s the lifeblood that keeps operations running, employees paid, and growth opportunities within reach. Many businesses struggle with managing their cash flow effectively. Poor cash flow management can lead to missed opportunities or worst case, contribute to business failure. With effective strategies in place, optimising your - [Navigating Property Taxation](https://mcia.co.nz/navigating-property-taxation/) - Navigating Property Taxation - [Cyclone Gabrielle on Tararua’s Rural Sector](https://mcia.co.nz/cyclone-gabrielle-on-tararuas-rural-sector/) - Cyclone Gabrielle on Tararua’s Rural Sector - [Government Reverses Interest Deductibility Limitations](https://mcia.co.nz/government-reverses-interest-deductibility-limitations/) - Government Reverses Interest Deductibility Limitations - [Changes to Bright-Line Rules](https://mcia.co.nz/changes-to-bright-line-rules/) - Changes to Bright-Line Rules - [Questionable Spending?](https://mcia.co.nz/questionable-spending/) - Questionable Spending? - [New Product Lines](https://mcia.co.nz/new-product-lines/) - New Product Lines - [Non-BAU Transactions](https://mcia.co.nz/non-bau-transactions/) - Non-BAU Transactions - [GST Changes Affecting Airbnb and Bookabach](https://mcia.co.nz/gst-changes-affecting-airbnb-and-bookabach/) - GST Changes Affecting Airbnb and Bookabach - [Surviving the Economic Downturn](https://mcia.co.nz/surviving-the-economic-downturn/) - Surviving the Economic Downturn - [Survive to 25](https://mcia.co.nz/survive-to-25/) - Survive to 25 - [Inland Revenue Activity](https://mcia.co.nz/inland-revenue-activity/) - Inland Revenue Activity - [Donating Trade Stock](https://mcia.co.nz/donating-trade-stock/) - Donating Trade Stock - [2024 Budget Tax Changes](https://mcia.co.nz/2024-budget-tax-changes/) - 2024 Budget Tax Changes - [Changes in Marginal Tax Thresholds](https://mcia.co.nz/changes-in-marginal-tax-thresholds/) - Changes in Marginal Tax Thresholds - [More Money in the Pocket](https://mcia.co.nz/more-money-in-the-pocket/) - More Money in the Pocket - [Building Resilience in Your Business](https://mcia.co.nz/building-resilience-in-your-business/) - Building Resilience in Your Business ## Pages - [MCI Accountants](https://mcia.co.nz/) - At MCI, our experienced team of chartered accountants and business advisors deliver advice and support, tailored to you. - [Terms of engagement](https://mcia.co.nz/terms-of-engagement/) - [et_pb_section fb_built=”1″ module_class=”homepageSliderSection” _builder_version=”4.27.0″ _module_preset=”af9285d6-3575-431e-a67e-6bd1de56a3db” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ module_class=”contentSection lightGrey” _builder_version=”4.27.2″ _module_preset=”af9285d6-3575-431e-a67e-6bd1de56a3db” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.3″ _module_preset=”9b12b330-375b-44ec-b27a-19d842ccafb1″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_code module_class=”servicesSubhead” _builder_version=”4.27.7″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Terms of engagement The purpose of this document This document: sets out the standard terms on which we do work for our clients; explains what you can expect from us - [About MCI and Associates](https://mcia.co.nz/about-mci-and-associates/) - MCI & Associates is an accountancy firm in Dannevirke and Pahiatua, with fully qualified Chartered Accountants, alongside several Farm and Business Advisors. - [Info Hub](https://mcia.co.nz/info-hub/) - That word – tax. It can send a shudder through you. After you’ve worked so hard, the big question becomes: “Now, how much tax will I have to pay?” - [Our Team](https://mcia.co.nz/our-team/) - We know that keeping businesses healthy is more than just a numbers game. It’s also about building relationships around transparency, honesty and integrity. - [Disclaimers](https://mcia.co.nz/disclaimers/) - [et_pb_section fb_built=”1″ module_class=”homepageSliderSection” _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ module_class=”contentSection lightGrey” _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”What does our payment schedule cover?” module_class=”servicesSubhead” _builder_version=”4.27.7″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Email Disclaimer The information in this email message is confidential and is intended solely for the addressee. Access to this internet electronic message by - [Fees](https://mcia.co.nz/fees/) - We believe it's important that you understand how we charge for our services. Our rates reflect the skill and experience of the person engaged in the work. - [Contact Us](https://mcia.co.nz/contact-us/) - We pride ourselves on our friendly, down-to-earth, personal approach, and we value the long-term relationships that we establish with our clients. - [Our Community](https://mcia.co.nz/our-community/) - We love supporting local events in the region in which we all live and work. It’s simply our small part in building a healthy, thriving local community. - [Our News](https://mcia.co.nz/our-news/) - Keeping connected with current business matter is important. If you’re after the latest in current affairs, take a look at our latest news. - [Tax Management (TMNZ)](https://mcia.co.nz/tax-management-tmnz/) - Tax Management NZ (TMNZ) offers a better way to pay your provisional tax, so you can manage your cashflow, save time and reduce expenses. - [Audit Shield](https://mcia.co.nz/audit-shield/) - Audit Shield covers the professional fees incurred for any audits, reviews or investigations relating to the current and all previous years’ lodged returns. - [Safe 365](https://mcia.co.nz/safe-365/) - Safe365 is a simple, intelligent, cloud-based self-assessment and diagnostic tool to help businesses understand their current health and safety capability. - [Our Services](https://mcia.co.nz/our-services/) - Whether you’re starting a business, running one or wanting to secure your financial wellbeing, MCI & Associates will help you understand each step along the way - [Join Us](https://mcia.co.nz/join-us/) - We take pride in harnessing and supporting new talent backed by a great team culture, with a variety of projects and promotional opportunities available to you. - [Tararua Excellence](https://mcia.co.nz/tararua-excellence/) - [et_pb_section fb_built=”1″ module_class=”homepageSliderSection” _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_row module_class=”homepageSliderRow” _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_slider show_image_video_mobile=”on” use_bg_overlay=”off” admin_label=”Slider” module_class=”homepageSlider singleImage” _builder_version=”4.27.3″ _module_preset=”default” background_color=”gcid-9ac6a381-3a11-41f7-97ec-1303acd52c37″ text_orientation=”left” hover_enabled=”0″ text_orientation_tablet=”left” text_orientation_phone=”left” text_orientation_last_edited=”on|desktop” overflow-y_tablet=”” overflow-y_phone=”” overflow-y_last_edited=”on|phone” global_colors_info=”{%22gcid-9ac6a381-3a11-41f7-97ec-1303acd52c37%22:%91%22background_color%22%93}” sticky_enabled=”0″][et_pb_slide image=”https://mcia.co.nz/wp-content/uploads/2024/11/tararua-excellence-header.jpg” admin_title=”Tararua Excellence In Farming Awards” _builder_version=”4.27.3″ _module_preset=”default” background_color=”gcid-9ac6a381-3a11-41f7-97ec-1303acd52c37″ background_enable_color=”on” global_colors_info=”{%22gcid-9ac6a381-3a11-41f7-97ec-1303acd52c37%22:%91%22background_color%22%93}” sticky_transition=”on”] Putting stock into Agricultural excellence. [/et_pb_slide][/et_pb_slider][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Section” module_class=”contentSection greenTint” _builder_version=”4.27.3″ ## Projects - [Julenne Nguyen](https://mcia.co.nz/project/julenne-nguyen/) - Since starting as a client manager in 2013, Julenne attained a business degree, is studying to become a chartered accountant and is now an associate. - [Anne Buddle](https://mcia.co.nz/project/anne-buddle/) - After many years of study and training, Anne became a Chartered Accountant in 2013. She then moved to Dannevirke and began her journey with MCI in 2017. - [Moira Paewai](https://mcia.co.nz/project/moira-paewai/) - Moira has been a Chartered Accountant since December 1987 and enjoyed excellent opportunities within senior management before returning home to Dannevirke. - [Esther Gleave](https://mcia.co.nz/project/esther-gleave/) - Esther is one of MCI’s experienced advisory and compliance Principals, beginning her accounting journey in Napier as a business adviser for corporate clients. - [Heidi Morgans](https://mcia.co.nz/project/heidi-morgans/) - Heidi has spent the majority of her career in accountancy firms before joining MCI where she was promoted to Practice Manager in 2020. - [Fallon La Dette](https://mcia.co.nz/project/fallon-la-dette/) - Fallon joined MCI’s predecessor as an accounting clerk 17 years ago before it merged with Holloway & Irwin to become MCI & Associates. - [Heidi Pihama](https://mcia.co.nz/project/heidi-pihama/) - Heidi is our Client Services Manager. Prior to joining, she spent 13 years managing staff in a variety of industries including hospitality and animal health. - [Bill Taylor](https://mcia.co.nz/project/bill-taylor/) - Focused on tax and business with a wealth of experience, Bill's accounting career began in 1980. Since then Bill has witnessed many changes in tax legislation. - [Anthony Parker](https://mcia.co.nz/project/anthony-parker/) - Anthony began his career in 1992 in South Africa where he completed his SAICA mentorship by 1997. He qualified as a professional accountant (SA) and professional tax practitioner (SA) in 1999. - [Cheri Henricksen](https://mcia.co.nz/project/cheri-henricksen/) - Cheri, with the encouragement and support of MCI, gained a Bachelor of Business Studies and qualified as a Chartered Accountant. - [Sean Stafford](https://mcia.co.nz/project/sean-stafford/) - An experienced corporate banker with more than 17 years banking leadership and deal-structuring, Sean previously specialised in large scale agricultural business. - [Neil Ivamy](https://mcia.co.nz/project/neil-ivamy/) - Prior to MCI & Associates, Neil Ivamy was principal at its predecessor – BeardDodsonIvamy, and has held various senior management positions in the Manawatu. ## Categories - [Latest News](https://mcia.co.nz/category/latest-news/) - [Let’s Talk](https://mcia.co.nz/category/lets-talk/) ## Project Categories - [Staff](https://mcia.co.nz/project_category/staff/)