Cashflow in the Quieter Months

As winter sets in, cashflow often becomes a bigger focus for rural businesses and families across the district. June is a time when things naturally tighten up. Costs continue as usual, while income can slow down or become less predictable. Even businesses that are...

From Hobby to Hustle

With the cost-of-living biting and many of us tightening the belt, more and more people around the region are turning their skills into side hustles – home baking, fencing jobs, craft stalls, gardening, small repairs. It usually starts the same way –...

End of Tax Year Planning

With the financial year end here for many businesses, now is a good time to utilise some relatively simple tax planning tools to minimise your end costs. Prepaying Expenses If you prepay certain expenses before balance date a tax deduction is available in that tax...

Interest Deductibility on Residential Rentals

What Property Investors Need to Know New Zealand’s residential property tax landscape continues to evolve, and has involved significant recent change for landlords. Interest deductibility on residential investment properties is now fully restored to 100%, reversing...

Crypto Gains and Tax Pains

Cryptocurrency may feel new and digital, but in the eyes of Inland Revenue, it has been taxable for some time. As more New Zealanders buy, sell, and use cryptocurrency, tax rules have become clearer, and from April 2026, crypto transactions will be far more visible to...

2026 Proposed Payroll & Leave Changes

The government has recently announced changes to the current Holidays Act. These changes aim for a simpler and more workable legislation than exists in the current Holidays Act 2003.  Proposed is a change from the gross earnings formula to a more straightforward...